Training course on Fintech and the Future of Banking

Module 1: Introduction to FinTech and Digital Transformation

What is FinTech? Evolution and drivers of change

The rise of digital banking and challenger banks

Global trends in financial innovation

Module 2: Disruptive Technologies in Banking

Blockchain, distributed ledgers, and cryptocurrencies

Artificial intelligence, machine learning, and big data analytics

Cloud computing and API-driven banking

Module 3: Digital Payments and Financial Inclusion

Mobile banking, wallets, and contactless payments

Cross-border payments and remittances

FinTech’s role in financial inclusion

Module 4: Open Banking and Platform Models

Open banking frameworks and regulations (PSD2, Open API)

Banking-as-a-Service (BaaS) and platform ecosystems

Partnerships between banks and FinTech startups

Module 5: Risk, Regulation, and Cybersecurity

Regulatory approaches to FinTech innovation

AML/CFT and KYC in the digital era

Cybersecurity risks and resilience strategies

Module 6: FinTech Business Models and Investment Trends

Venture capital and private equity in FinTech

InsurTech, RegTech, and WealthTech innovations

Case study: successful FinTech business models

Module 7: Central Banks and the Future of Money

Central Bank Digital Currencies (CBDCs)

Digital assets and tokenization of financial instruments

Implications for monetary policy and financial stability

Module 8: Strategic Implications for Banks

Reinventing customer experience in digital banking

Balancing innovation with trust and compliance

Roadmap for digital transformation in banking institutions

Module 9: Practical Applications and Case Studies

Case study: disruption of payments by mobile money (e.g., M-Pesa)

Case study: global banks partnering with FinTech firms

Workshop: designing a digital banking strategy for the next decade